Important Information

The information within this website is intended for professional advisers only and is not directed at private individuals. No information on any part of the website should be construed as investment advice, tax advice or as confirmation that a product or service is suitable for a specific investor. Members of WAY Group are no longer regulated under the Financial Services legislation and therefore do not, and will not offer investment advice.

A new website for private individuals is under construction and will be available soon. If you are a private individual please do not enter this site but do consult your personal financial adviser about our services and information.

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The WAY Inheritor Plans

Helping your clients mitigate inheritance tax liabilities while retaining access to capital

The WAY Inheritor Plans

The Plans come in several different forms which may be used individually or in combination to achieve more than one goal.

All of these Plans have common aims: to help clients reduce potential inheritance tax liabilities by using current reliefs and exemptions. 

Client circumstances can and do change, therefore individual planning should be done by an experienced professional adviser, and recommendations will differ from one client to another. The Inheritor Plans will often be part of a wider strategy to cover different aspects of the inheritance tax planning spectrum.

Below is a description of each plan and who it may be suitable for:
 

The Multi Award-Winning WAY Flexible Inheritor Plan

This Plan may be suitable for investors who wish to make a significant gift to reduce their inheritance tax liability. They also want some access to the capital at a later date if their circumstances subsequently change, and want the ability to help their beneficiaries financially should the need arise. The investment is gifted into a flexible reversionary interest in possession trust for the benefit of the chosen beneficiaries.

 

WAY Gifts from Income Inheritor Plan

This Plan may be appropriate for investors who wish to make gifts out of surplus income each year and take advantage of the ‘normal expenditure out of income’ inheritance tax exemption but also want a solution that can adjust to changing personal/family circumstances. The investments bought by the gifts are placed in a flexible reversionary interest in possession trust for the benefit of the chosen beneficiaries.

 

WAY Inheritor Loan Plan

This Plan may be suitable for Investors who wish to carry out inheritance tax planning but cannot afford, or are unwilling, to give up all access to the capital. However, they are prepared for future investment growth to be given away. The investor makes an interest-free, repayable on demand, loan to the trustees of a flexible interest in possession trust, who will then invest the monies.

 

WAY Pro Sports Trust

A unique trust which can be used by sportspeople to help support them financially for when they retire from professional sport. Surplus net income rather than capital is placed into the trust. This investment adheres to all current HM Revenue & Customs legislation regarding surplus net income.

 

If you wish to talk to someone about the WAY Inheritor Plans please complete your details on our Contact Page or telephone 01202 890895.

 

The WAY Funds

Nothing contained in any WAY Group publications, whether printed or online, should be construed as an invitation or inducement to engage in investment activity or as amounting to advice on whether to make any investment or not. Accordingly, the reader should not treat the contents of any published WAY literature as constituting advice relating to legal, taxation or investment matters and is strongly advised take their own investment advice from an independent financial adviser who is authorised and regulated by the Financial Conduct Authority to do so.  Members of WAY Group are no longer regulated under the Financial Services legislation and therefore do not, and will not, offer investment advice.